Don’t Let Low Rates Sink Your Retirement Plans
Over the past few years, if you’ve taken out a mortgage or another consumer loan, you’ve probably welcomed the low interest rates you may have received. But as an investor, if you’ve kept any...
View ArticleConversation about Finances is Important for Newlyweds
Summer is a popular time for weddings. If you’re getting married soon, you no doubt have many exciting details to discuss with your spouse-to-be. But after you get back from the honeymoon, you’ll want...
View ArticleWork to Become a Better Investor
By Jeff Boyer, Edward Jones Financial Advisor On September 1, we observe Labor Day—a celebration of the American worker. Of course, you work hard at your own job, but, when you think of it, every...
View ArticleWhat’s Smarter—Paying Off Debts or Investing?
It probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency...
View ArticleMake a List and Check It Twice: Your Year-End Financial Checklist
As 2014 draws to a close, you may want to look back on the progress you’ve made this past year in various areas of your life, and that certainly includes progress toward your financial goals. At the...
View ArticleInvesting in 2015: A look ahead at what to expect as an investor
If you’re an investor, you probably had a pretty good year in 2014. But what’s in store for 2015? It’s essentially impossible to make precise predictions about the performance of the financial...
View ArticleTips for Success: Advice and local support available for small business owners
By Megan L. House Making the leap to open a small business can be daunting at best and once the leap has been made, business owners can find the work overwhelming and never ending. Fortunately, local...
View ArticleHow Should You Respond to Higher Interest Rates?
If the Federal Reserve (Fed) raises short-term interest rates this year, as many financial professionals predict, what will it mean to you? As a consumer, you might experience the “ripple” effects if...
View ArticleMake Timely Adjustments to Your 529 Plan
By Jeff Boyer, Edward Jones Financial Advisor If you have school-age children, you might greet the arrival of June with some relief—for at least a few months, you don’t have to worry about...
View ArticleRetirement Savings Options for Employees of Small Businesses
By JOHN HALL Being an employee of a small business is exciting and has advantages such as independence, growth opportunity and a sense of community. But one area where many small businesses fall flat...
View ArticleBe Prepared: Advice for the Business Owner on Diversifying Net Worth
By Tommy Doukas If you own a business this may sound familiar—most of what you own is tied to your business. If your biggest asset is your business, does it make sense to value it regularly? It...
View ArticleDon’t Ignore Dividend Stocks: Recent Statistics Show Pay Offs for Investors
By David J. Marshall, CFA The historically low interest rates of recent years have created a dilemma for income-oriented investors. Where should they put their money when yields on traditional fixed...
View ArticleGive Your Employees the Ultimate Benefit: Financial Independence
By John Hall, CFP® When the phrase “employee benefits” is mentioned it’s often in reference to group health insurance, pensions or a 401(k) match. In recent years, employee health and wellness programs...
View ArticleDiversifying with Gold: To Buy or Not to Buy?
THE PROS AND CONS OF INVESTING IN AN AGE-OLD COMMODITY By Suzanne Ramsey There might be “gold in them thar hills”—and at pawn shops, jewelry stores and online retailers—but should you diversify your...
View ArticleTips on Employee Retirement Packages
By Tommy Doukas As a business owner, making the decision to offer a benefits package to your employees can enrich their lives and serves to help strengthen and protect their families. Simultaneously,...
View ArticleSmart Ways to be Generous
Five tips to help make the most of your giving As a financial planner, it’s common that people come to me for ideas on how to be more effective with their spending, savings and investments. What’s less...
View ArticleTaking the Long View
Since this issue of Lynchburg Business features businesses in existence over 100 years, it’s fitting to take a step back from the day-to-day headlines on CNBC or Bloomberg and examine the long-term...
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